Fintech Development Nigeria — Lagos & Abuja

Nigeria's #1 Fintech Development Agency

CBN-compliant fintech platforms built for Nigeria's financial ecosystem — from payment gateways and digital wallets to neobanks, lending platforms and open banking solutions. ZikarelHub LTD is Nigeria's trusted digital partner for businesses in Lagos, Abuja and across Africa. While others promise, ZikarelHub delivers.

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Fintech Development Services

Everything you need.
Built for Nigeria.

We deliver world-class Fintech Development solutions optimized for the Nigerian market — from Lagos startups to enterprise businesses in Abuja and beyond.

Payment Gateway Development

Custom payment gateway solutions integrated with Paystack, Flutterwave, Remita and CBN's NIP — fully compliant with Nigerian financial regulations.

Digital Wallet Development

Feature-rich digital wallets for Nigerian users — P2P transfers, bill payments, airtime top-up, savings and investment features built in.

Neobank Development

Full-stack digital banking platforms compliant with CBN regulations — account management, card issuance, KYC, AML and transaction monitoring.

Lending & Credit Platforms

Digital lending solutions with credit scoring, loan origination, repayment tracking and NDPR-compliant data handling for the Nigerian market.

KYC/AML Compliance Systems

Identity verification, BVN validation, NIN checking, document verification and AML transaction monitoring built for Nigerian financial regulations.

Open Banking Integration

API banking integrations connecting your platform to Nigerian bank accounts, financial data and payment rails via Mono, Okra and other providers.

FAQ

Fintech Development Nigeria
— Common Questions

How do you ensure CBN compliance in fintech development? +

ZikarelHub builds all fintech solutions with CBN regulatory requirements at the core — from KYC/AML processes to transaction monitoring, data storage and reporting. We stay current with CBN circulars and policy updates.

Can you integrate with Nigerian banks directly? +

Yes — we have experience integrating with GTBank, Access Bank, UBA, Zenith, Kuda, OPay and other Nigerian financial institutions via their APIs and through aggregators like Mono and Okra.

How long does fintech development take in Nigeria? +

A payment gateway integration takes 4-8 weeks. A full neobank platform takes 4-8 months depending on features and regulatory approvals required.

What security standards do you follow for Nigerian fintech? +

We implement PCI DSS standards, end-to-end encryption, secure API design, penetration testing and NDPR-compliant data handling for all fintech projects.